General Yasmin Zargar Shabestari 9 Nov
What is the mortgage rate? Buying a home and becoming a homeowner is an exciting time in life that requires you to know a bit about the steps to get into your new home and the types of mortgages available. A mortgage agent will provide you with valuable advice and knowledge and, can help you […]
Read MoreGeneral Yasmin Zargar Shabestari 27 Oct
Eventually, what goes up must come down, which many believe is the case when it comes to ever-swelling housing prices across Canada. For all of 2021, and most of 2020 for that matter, Canadian real estate big and small, from coast-to-coast, have set month-over-month records in terms of residential home sales, sales volume, and average […]
Read MoreGeneral Yasmin Zargar Shabestari 13 Jan
An insight into differences of A LENDERs, B LENDERs, and PRIVATE LENDERs People will often ask if a mortgage is with an A or B lender; however, few are aware of what these terms mean. The big banks will often refer to themselves as A lenders (which they are) with all others being B lenders […]
Read MoreMortgage Tips Yasmin Zargar Shabestari 7 Jul
HOW TO VERIFY YOUR DOWN PAYMENT WHEN BUYING A HOME Saving for a down payment is one of the biggest challenges facing people wanting to buy their first home. To fulfill the conditions of your mortgage approval, it’s all about what you can prove. Documentation of down payment is required by all lenders to protect […]
Read MoreGeneral Yasmin Zargar Shabestari 23 Apr
There are 9 million Millennials in Canada, representing more than 25 percent of the population. Born between 1980 and 1999, the eldest are in the early stages of their careers, forming households and buying their first homes. Buying a home is a daunting process for anyone, but especially so for the first-time homebuyer. This is […]
Read MoreGeneral Yasmin Zargar Shabestari 22 Oct
Mortgage [ˈmôrɡij] NOUN With a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure, the bank may evict the home’s occupants and sell the house, using the income […]
Read MoreGeneral Yasmin Zargar Shabestari 5 Sep
Tips for an easier and smoother home-buying process Mortgages are complicated—we get it! But there are steps that you as a home-buyer can take to make the process a much smoother one (plus let you walk away with the sharpest rate!) 1. Use a Broker This should be the first step you take when getting […]
Read MoreMortgage Tips Yasmin Zargar Shabestari 20 Jul
Every profession has its own unique terminology that might be challenging when you hear for the first time. One of the most important financial decisions you will make is buying a home. It’s common for a first-time homebuyer to be overwhelmed when it comes to real estate industry jargon, so this 20 terms by Kelly […]
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